LiquidPay
NGN ↔ ZAR · Live Now

Send
NairaRands

Receive
RandsNaira

Instantly.

The bridge between Nigeria, South Africa, and the Crypto ecosystem. Move money locally, instantly, and securely.

Already have access? Send money now →

₦81
= R1 · live rate
< 60s
Transfer speed
0%
SWIFT fees
LiquidPay User Experience
🇳🇬
₦50,000
Sending from Nigeria
🇿🇦
R617.28
Landed in South Africa

Know exactly what they'll receive

No surprise deductions. No inflated exchange rates. What you see is what lands. Our 1.5% spread covers everything — no extra charges, ever.

  • Live mid-market rate with a flat 1.5% spread
  • No SWIFT or correspondent bank fees
  • Transfers settle in under 60 seconds

Instant Exchange

Live Market Rates · 1.5% Spread

R0.00
Rate ₦81 = R1
Fee ₦0
Arrives ~45 sec

Four steps. Under a minute.

LiquidPay routes through local payment networks in both countries — no international wires needed.

1
📱

Create your account

Sign up in under 2 minutes. We verify your identity using BVN (Nigeria) or SA ID — no bank visit needed.

2
💳

Fund your transfer

Top up via local bank transfer, USSD, or card. We instantly collect your NGN in Nigeria or ZAR in South Africa.

3

We route locally

Our LiquidPay network matches your transfer to a local liquidity pool in the target currency (NGN, ZAR, or USDT). No international wires.

4

Money lands

Funds securely land in your recipient's local bank account or mobile wallet — in either Naira or Rands — usually within 60 seconds.

The Reality of Instant Payments

LiquidPay Billboard

Active routes. Global reach.

We start where the need is greatest — and we're expanding fast.

Live · Active Corridor
🇳🇬 NGN
🇿🇦 ZAR

Nigeria · South Africa

The only fintech natively routing between Naira and Rand without SWIFT. Built for Nigerians in South Africa, businesses trading across both markets, and anyone sending money home.

Sub-60 second settlement
Local-to-local routing via LiquidPay network
🔒
Bank-grade Security
256-bit encryption and robust AML checks on every transaction.
💎
Flat 1.5% — nothing hidden
No SWIFT, no correspondent fees, no surprises
🇰🇪
Coming Soon
NGN → KES · Kenya
Naira to Kenyan Shilling via M-Pesa integration
🇬🇭
Coming Soon
NGN → GHS · Ghana
West Africa's most requested corridor
🇬🇧
Coming Soon
NGN → GBP · United Kingdom
Send to UK bank accounts with no SWIFT overhead
🇺🇸
Coming Soon
NGN → USD · United States
ACH-settled USD for diaspora and freelancers

Designed for the Modern African.

Whether you're sending family support, paying school fees, or managing crypto — LiquidPay is your bridge.

👤

For Individuals

Send money instantly between Nigeria (NGN), South Africa (ZAR), and the Crypto ecosystem. High-speed transfers for family support, students, and freelancers.

  • Send instantly between NGN, ZAR, and USDT
  • Instant mobile-to-mobile transfers
  • BVN & SA ID verification in 2 min
  • Track every transfer in real-time
  • Zero SWIFT or correspondent fees
🏢

For Business

A unified API for cross-border liquidity. Pay suppliers in South Africa or Nigeria without the 3-5 day SWIFT lead time.

  • Bulk disbursements across all corridors
  • Fiat-to-Crypto settlement rails
  • API & webhook integration
  • Dedicated account manager
  • Detailed FX reports & audit trail

Move money like it's already there.

Join thousands of Nigerians and South Africans who've made SWIFT fees a thing of the past.